Mortgage Advisers in Southampton
Mortgage advisers provide an invaluable service in Southampton. Their services help borrowers navigate the complex world of homebuying with confidence.
Mortgage advisers are salaried employees at banks who provide general mortgage advice. They most often work within their branch.
Threshold Mortgage Advice
Mortgage advice can help you make sound decisions when purchasing or moving to a new residence, moving to a different location, or making energy-efficient improvements to an existing property. Mortgage advisers, who are regulated by the Financial Conduct Authority (FCA), provide impartial advice about which options best suit your specific requirements.
Threshold Mortgage Advice is an award-winning mortgage broker founded in 2004. Its experts possess years of expertise in mortgages and financial services and build long-term relationships with their clients. Accessing all major UK markets allows its brokers to offer products from various lenders quickly and effectively. It also has experienced support staff who help meet clients’ needs quickly.
An experienced mortgage advisor Southampton is your go-to resource for understanding all your options and deciding which loan to apply for. They’ll assess your affordability, assist in filling out paperwork, explain the costs involved with the process, and even help you select lenders likely to accept your application. Likewise, mortgage advisers offer advice about protection products designed to safeguard mortgage payments, lifestyle, and property.
Professional mortgage advisors can advise you on various mortgages, such as fixed and variable-rate mortgages. They will help calculate repayments on your new loan to determine how much money you can borrow; additionally, they may assist in applying for green mortgages, which provide financing options to homeowners interested in sustainable home improvements.
An expert mortgage adviser can save time and money by helping you locate the ideal loan for your needs and negotiate better deals with lenders. Borrowers often need to realize they could save thousands by consulting a professional adviser – although remember they may charge fees or receive a commission from their chosen lenders; before making your decision, it is wise to ask how their services earn their keep.
Mortgage Knight
Obtaining a mortgage will be essential if you are planning to purchase a home. While bank loan applications and professional mortgage brokers offer loans at reasonable rates, mortgage brokers assist in the process and help make qualifying easier while negotiating the most favorable interest rates on behalf of their clients. They may charge fees for their services.
Black Knight is a premier provider of technology, data, and analytics to the mortgage industry. Its services and products include residential mortgage servicing platforms, loan origination systems, loan quality offerings, and workflow solutions to improve workflow efficiency. Black Knight also has the largest database of property records nationwide. In addition, It provides proprietary industry performance data analytics across the mortgage, consumer lending, capital markets, and real estate industries.
Software solutions from Black Knight MSP enable customers to automate and streamline processes, increase data accuracy and visibility, and boost operational performance. Black Knight MSP serves all aspects of loan lifecycle servicing for all customers of all sizes and portfolio types while streamlining tech stacks to reduce compliance risks and maximize efficiency.
LoanSphere is an end-to-end LOS that provides flexibility and controls to support correspondent lending programs while enabling lenders to perform all lending activities within one system for a seamless, standardized workflow. Black Knight Exchange is another Web-based technology that connects lenders with service providers via a secure standards-based platform that integrates integration, data, decision support, and integration with Empower LOS.
Black Knight’s data and analytics division provides customers with home prices, mortgage performance data, property records, and more in various formats. Black Knight products are used by over 20,000 subscribers nationwide; its Home Price Index (HPI) measures are considered among the most accurate and reliable measures, covering 95% of the U.S. population down to the ZIP code level.
Bob Moulton
Bob Moulton was an esteemed mortgage broker and passionate civic leader dedicated to improving his community. He worked tirelessly to ensure all members had access to safe and affordable housing solutions, volunteering his time and energy to help those most in need, serving on the board of Peninsula Housing Coalition while expanding it, and being active within his Chamber of Commerce membership.
Born in Los Angeles, California, and attending Beverly Hills High School. While at Stanford University, he graduated Phi Beta Kappa with a degree in Economics. Following college, he founded and became a partner in an established financial firm near the San Francisco area; during World War II, he served in the Pacific Fleet of the Navy, earning both Bronze Star and Purple Heart medals during this service.
Moulton was a devoted family man who deeply cared for his children and animals. A lifelong learner, he always looked for opportunities to advance his knowledge and enhance his capabilities. Furthermore, he served as trustee of Blackinton Cemetery in Pepperell and was an active member of the Northern Berkshire Chamber of Commerce.
He specialized in financing one—to four-family homes and condominiums and was recognized as a top producer in his field. Known for providing superior service to his clients, he has appeared on CNBC, CNN, and Bloomberg Radio/TV and has written/quoted in multiple business publications. His clients have described him as honest and reliable, and he has established extensive networks among local, regional, and national lenders.